Loan Process

ConversationLess

Conversation

This first step is crucial and one that will set the stage for the entire process going forward. You and your Homefront Mortgage loan officer will assess credit-worthiness, establish expectations, and discuss some available financing options.


This first step is crucial and one that will set the stage for the entire process going forward. You and your Homefront Mortgage loan officer will assess credit-worthiness, establish expectations, and discuss some available financing options.


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ApplicationLess

Application

The goal of our application is to gather as much information as possible up front. This gives us a major head start and allows us to fly through the process.


The goal of our application is to gather as much information as possible up front. This gives us a major head start and allows us to fly through the process.


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DocumentsLess

Documents

This is where you come in. We need your help getting your documents in as fast as possible. You will team up with your loan officer to collect items such as W2s, Pay Stubs, Bank Statements, and Employment History.


This is where you come in. We need your help getting your documents in as fast as possible. You will team up with your loan officer to collect items such as W2s, Pay Stubs, Bank Statements, and Employment History.


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AppraisalLess

Appraisal

We team up with an industry leading appraisal management company that helps us keep the ball rolling. By maintaining a high standard for who we partner with, we can streamline what is often an extremely time consuming step.


We team up with an industry leading appraisal management company that helps us keep the ball rolling. By maintaining a high standard for who we partner with, we can streamline what is often an extremely time consuming step.


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Upfront UnderwritingLess

Upfront Underwriting

Homefront Mortgage underwrites every loan at the beginning of the loan process. This gives you a major advantage in a crowded market, and helps prevent any last minute rushing. Our "backwards" approach is unique, and allows you to bypass an industry full of stressful and slow lenders. Our Underwriters assess the loan and aim to have it released from Underwriting within 6 hours.

Homefront Mortgage underwrites every loan at the beginning of the loan process. This gives you a major advantage in a crowded market, and helps prevent any last minute rushing. Our "backwards" approach is unique, and allows you to bypass an industry full of stressful and slow lenders. Our Underwriters assess the loan and aim to have it released from Underwriting within 6 hours.

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Approved with ConditionsLess

Approved with Conditions

Congrats, you're now approved with conditions. Conditions are like little red flags that show there are still items to address. You will work with your loan officer and resolve these. Now it's time to move forward into processing.


Congrats, you're now approved with conditions. Conditions are like little red flags that show there are still items to address. You will work with your loan officer and resolve these. Now it's time to move forward into processing.


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7-Day ProcessingLess

7-Day Processing

Our process is goal-oriented rather than deadline-oriented. Most lenders attempt to just work towards a closing date or deadline. This often leads to problems and rushing around hours before closing or even missing the closing date. At Homefront Mortgage we do things differently. By working to a 7 day goal we can have closing documents out weeks before closing and avoid all the last minute craziness. This process is unique to Homefront Mortgage and we process over 75% of our loans in 7 business days or less.


Our process is goal-oriented rather than deadline-oriented. Most lenders attempt to just work towards a closing date or deadline. This often leads to problems and rushing around hours before closing or even missing the closing date. At Homefront Mortgage we do things differently. By working to a 7 day goal we can have closing documents out weeks before closing and avoid all the last minute craziness. This process is unique to Homefront Mortgage and we process over 75% of our loans in 7 business days or less.


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Final UnderwriteLess

Final Underwrite

The Underwriter will now review your loan and verify that all conditions have been taken care of. The loan process is now complete and is ready for closing.


The Underwriter will now review your loan and verify that all conditions have been taken care of. The loan process is now complete and is ready for closing.


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ClosingLess

Closing

The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website — and the terms and conditions of the access to and use of such information and materials — are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. Prior to making any decision or taking any action we kindly request you contact your tax or legal advisors. Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark and other laws. Materials on this website may not be modified, reproduced or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval. Copyright © 2020 HOME | FRONT MORTGAGE - All Rights Reserved.

The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website — and the terms and conditions of the access to and use of such information and materials — are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. Prior to making any decision or taking any action we kindly request you contact your tax or legal advisors. Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark and other laws. Materials on this website may not be modified, reproduced or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval. Copyright © 2020 HOME | FRONT MORTGAGE - All Rights Reserved.

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HOME | FRONT MORTGAGE © 2020


Surefire Mortgage Group, LLC Doing business as HOME FRONT MORTGAGE/ Pinnacle Mortgage Group located at 7139-41 Germantown Avenue Philadelphia, Pa 19119 Licensed in PA, NJ by the New Jersey Department of Banking and Insurance, DE, FL, CO, AZ


HOME | FRONT MORTGAGE © 2020


Surefire Mortgage Group, LLC Doing business as HOME FRONT MORTGAGE/ Pinnacle Mortgage Group located at 7139-41 Germantown Avenue Philadelphia, Pa 19119 Licensed in PA, NJ by the New Jersey Department of Banking and Insurance, DE, FL, CO, AZ

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